IOSR-JEF   Volume-16 ~ Issue-6 ~ Nov. – Dec. 2025

[1]. Accenture. (2022). The CFO Reimagined: Leading In The New. Https://Www.Accenture.Com/
[2]. Accenture. (2022). The Future Of Finance: Driving Value Through Digital Transformation. Https://Www.Accenture.Com
[3]. Bain & Company. (2020). Measuring What Matters In Digital Banking. Https://Www.Bain.Com/
[4]. Barney, J. (1991). Firm Resources And Sustained Competitive Advantage. Journal Of Management, 17(1), 99–120.
[5]. Bhimani, A., & Willcocks, L. (2014). Digitisation, ‘Big Data’ And The Transformation Of Accounting Information. Accounting And Business Research, 44(4), 469–490

[1]. Bai, L., Yan, X., & Yu, G. (2019). Impact Of CEO Media Appearance On Corporate Performance In Social Media. The North American Journal Of Economics And Finance, 50, 100996
[2]. Heckman, S., Lim, H., & Montalto, C. (2014). Factors Related To Financial Stress Among College Students. Journal Of Financial Therapy, 5(1), 3.
[3]. Roberts, J. A., & Jones, E. (2001). Money Attitudes, Credit Card Use, And Compulsive Buying Among American College Students. Journal Of Consumer Affairs, 35(2), 213-240.
[4]. Gutter, M., & Copur, Z. (2011). Financial Behaviors And Financial Well-Being Of College Students: Evidence From A National Survey. Journal Of Family And Economic Issues, 32(4), 699-714.
[5]. Lusardi, A., & Mitchell, O. S. (2014). The Economic Importance Of Financial Literacy: Theory And Evidence. American Economic Journal: Journal Of Economic Literature, 52(1), 5-44.

[1]. Agricensus. (2021, November 18). Brazil Soybean Planting Lags Behind Last Year As Dry Weather Persists.
Https://Www.Agricensus.Com/Article/Brazil-Soybean-Planting-Lags-Behind-Last-Year-As-Dry-Weather-Persists-18812.Html
[2]. Brasil, (2022). Plano Nacional De Fertilizantes 2022-2050. Ministério Do Planejamento E Orçamento.
Https://Www.Gov.Br/Planalto/Pt-Br/Assuntos/Assuntos-Estrategicos/Documentos/Planos/Plano-Nacional-Fertilizantes
[3]. Cardoso, F. H., & Faletto, E. (1979). Dependency And Development In Latin America. University Of California Press.
[4]. Center For Advanced Studies On Applied Economics (Cepea). (2024). Brazilian Agribusiness GDP.
Https://Www.Cepea.Org.Br/En/Brazilian-Agribusiness-Gdp.Aspx
[5]. Chopra, S., & Meindl, P. (2019). Supply Chain Management: Strategy, Planning, And Operation (7th Ed.). Pearson.
[6]. Christopher, M., & Peck, H. (2004). Building The Resilient Supply Chain. International Journal Of Logistics: Research And Applications, 6(1), 1–13.