IOSR-JBM   Volume-21 ~ Issue-5 ~ May-2019

Abstract: Risk is a crucial element of any form of business. Earnings and default risk move in an opposite direction. A business has to confront risk to earn revenue for the survival in competitive business environment. Credit risk is the risk of loss arises from the borrower who failed to pay the loan amount on due date. A proper management of credit risk leads to achieve financial standards as well as ensures success in the long run. The present study encompasses on the credit risk administration strategies of the Indian banks to overcome the default risk. As this research is descriptive in nature, based on the previous study, relevant conclusions have been drawn. Also the study includes providing recommendation to senior managers on the approaches followed in managing the credit risk in the national banks.

Keywords: Financial standards, Credit Risk Management, National Banks, Long term

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Abstract: The retail sector in India going through a transformation and is witnessing significant change in retail formats based on consumer trend. Considering the diversity in terms of taste and preferences existing in India the retailers are experimenting to trace the winning format suited to socio-demographic profiles of the customers. The retailers through better customer experience management practices need to be innovative in designing and delivering value proposition to the consumer. An attempt is made in this paper to know the trends in Indian Retail sector, emergent formats and challenges in customer experience management

Keywords: Organized retail, shopping behavior, customer experience, consumer dynamics

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[4]. Piyush Kumar Sinha, Sanjay Kumar Kar "An Insight into the Growth of New Retail Formats in India", IIMA Working Paper 2007.
[5]. Consumers & Markets, Marketing White book..

Abstract: For any business, the importance of leader is undeniable. If leader is efficient than business can flourish but if leader is ineffective than the business need to bear the effects of poor leadership such as, no transparency and ownership issue, loss of morale, mismanaging resources, lack of direction and so on. These effects are briefly discussed and relates with jet airways study. The airline industry exists in an intensely competitive market. In recent years, there has been an industry-wide shakedown, which will have far-reaching effects. There may still be an odd chance to save Jet Airways if the banks heed what Napoleon Bonaparte had said, 'It's a principle of war that when you can use the lightning, it's better than cannon.' Jet may have missed the flight, though.

Keywords: Air Sahara, Etihad Airways, Jet Airways, Leadership effects, Naresh Goyal.

[1]. www.jetairways.com

[2]. www.ukessays.com

[3]. www.criteriaforsucess.com

[4]. www.economicstimes.com

[5]. www.leadonpurposeblog.org

[6]. www.smallbusiness.chron.com